The Texas flag waving at night with a silhouette of a wind turbine on the right in Temple Texas, a key deregulated electricity market in the Oncor TDU territory

Temple Electricity Rates

Edited by Rafael Morales
Last updated:

The cheapest True Fixed electricity rate in Temple today for a 12 to 23 month term is 11.3¢/kWh at 1,000 kWh, from True Power. Across the 56 True Fixed plans in that range we track in Temple, the average is 13.8¢/kWh. Both numbers account for the energy provider’s charges and all TDU delivery and base charges, so they reflect what you actually pay.

That 11.3¢ is the floor for a real fixed rate in Temple on a term of 12 months or longer. If you see a 12-month-or-longer plan advertised well below this rate, it is almost certainly a bill credit plan. Those rates only apply if your monthly usage lands inside a narrow window, usually right around 1,000 kWh. Over a year you will likely miss it in at least 4 months (overpaying $400 or more), using too little or too much. Clear Energy Facts does not recommend these plans.

Every plan listed here is True Fixed. If you are looking for a different plan type in Temple, we track those separately: Best Free Nights plans, Best Free Weekends plans, and No-credit-check prepaid plans.

Our Recommendation

Our Recommendation
Swipe left or right to compare term lengths
12-23 Months
24-35 Months
36+ Months
Image created by Rafael Morales with AI for Clear Energy Facts

Best True Fixed Plans in Temple

True Fixed Rate plans only, enter zipcode for full list and more details

Check details in your area
1st
PTC
Sep 13
12 months
500 KWH
11.8¢
1000 KWH
11.3¢
2000 KWH
11.1¢

Top concerns

⚠️ ⚠️ ⚠️ Risk of account being transferred

⚠️ ⚠️ ⚠️ Need to call for Autopay setup

⚠️ ⚠️ One of the highest cancellation fees

⚠️ ⚠️ High Complain Ratio. 1 on PUCT score

⚠️ 2% fee for payments outside AutoPay.

2nd
3rd
Review
Check Availability
Express Energy Speedy 12SM
PTC
Sep 13
12 months
500 KWH
11.8¢
1000 KWH
11.4¢
2000 KWH
11.2¢

Top concerns

⚠️⚠️⚠️ One of the lowest ratings on Google Reviews

4th
Company website
Sep 11
12 months
500 KWH
12.0¢
1000 KWH
11.6¢
2000 KWH
11.4¢

Top concerns

⚠️ ⚠️ ⚠️ Risk of account being transferred

5th
6th
Review
Check Availability
Gexa Eco Choice 12
100% Renewable
PTC
Sep 13
12 months
500 KWH
12.1¢
1000 KWH
11.6¢
2000 KWH
11.4¢

Top concerns

⚠️ Common negative review: higher rates at renewal.

7th
Review
Check Availability
Octo Simple 12
100% Renewable
PTC
Sep 13
12 months
500 KWH
12.0¢
1000 KWH
11.6¢
2000 KWH
11.4¢

Top concerns

⚠️ ⚠️ 2% Credit/debit card processing fee

8th
Review
Check Availability
No Bull 12 - 12 month plan
100% Renewable
PTC
Sep 13
12 months
500 KWH
11.6¢
1000 KWH
11.6¢
2000 KWH
11.7¢
9th
Review
Check Availability
Digital Choice 12 - 12 month plan
100% Renewable
PTC
Sep 13
12 months
500 KWH
11.6¢
1000 KWH
11.6¢
2000 KWH
11.7¢
10th
Company website
Sep 07
12 months
500 KWH
12.4¢
1000 KWH
12.0¢
2000 KWH
11.8¢

Top concerns

⚠️ Limited public review history: no active Google reviews profile

11th
Review
Check Availability
SoFed Digital Saver Plus - 12
Company website
Sep 11
12 months
500 KWH
12.7¢
1000 KWH
12.2¢
2000 KWH
12.0¢
12th
Company website
Sep 11
16 months
500 KWH
12.6¢
1000 KWH
12.2¢
2000 KWH
12.0¢

Top concerns

⚠️ ⚠️ ⚠️ Risk of account being transferred

13th
14th
Exclusive Offer
Sep 09
12 months
500 KWH
12.8¢
1000 KWH
12.4¢
2000 KWH
12.2¢

Top concerns

⚠️ Limited public review history: no active Google reviews profile

15th
Company website
Sep 11
12 months
500 KWH
12.9¢
1000 KWH
12.5¢
2000 KWH
12.3¢

Top concerns

⚠️ Common negative review: long wait times on customer service calls.

16th
Review
Check Availability
Fixed Rate – Straight Forward 12
Company website
Sep 11
12 months
500 KWH
13.5¢
1000 KWH
12.6¢
2000 KWH
12.2¢

Top concerns

⚠️ Common negative review: long wait times on customer service calls.

17th
Review
Check Availability
Luminous Green
100% Renewable
Exclusive Offer
Sep 09
12 months
500 KWH
13.3¢
1000 KWH
12.9¢
2000 KWH
12.7¢

Top concerns

⚠️ Limited public review history: no active Google reviews profile

18th
19th
Review
Check Availability
Embrace Green 12 - Fixed Rate Product
100% Renewable
Company website
Sep 11
12 months
500 KWH
13.4¢
1000 KWH
13.0¢
2000 KWH
12.8¢
20th
Review
Check Availability
Affordable Wind 12 - Fixed Rate Product
100% Renewable
Company website
Sep 11
12 months
500 KWH
13.5¢
1000 KWH
13.1¢
2000 KWH
12.9¢

Showing the best available 500 / 1000 / 2000 kWh prices for the selected term range. Sources include PowerToChoose (“PTC”) and direct provider sites. We are not affiliated with PowerToChoose.org or the Public Utility Commission of Texas; these offers are shown for informational purposes only.

TDU Contact and Outage Information for Temple

The main ZIP codes for Temple are 76501, 76502, 76504, and 76508. Oncor delivers electricity to homes in Temple and is also the company you should contact if you experience a power outage in your area.

Utility Service Contacts

ONCOR

Temple Housing & Heating Facts

Local housing and heating composition based on city profile inputs.

Median Year Built

1991

Temple has a unique housing profile. Even though the city has a high share of houses, electricity is still the dominant heating source. That matters because many homes and apartments can see meaningful usage increases in both summer and winter.
  • For apartments: stay away from bill-credit plans. Even if your apartment uses electric heating, you will probably hit the reward threshold in summer and winter but miss it in the spring and fall. Over the course of a year, missing those credits can easily cost you more than $500, which means you may end up overpaying. In most cases, a True Fixed plan is the safer choice.
  • For houses: bill-credit plans may work in some cases, but you should check your historical usage first. You can link your SMT data to your account and compare all plan types, including bill-credit plans, against your real usage. If you have solar panels, it may also be worth checking the best free-night electricity plans.

Source: U.S. Census Bureau. "Selected Housing Characteristics." American Community Survey, ACS 5-Year Estimates Data Profiles, Table DP04.

Heating Type Share

Electricity 80.2%
Gas 17.3%
Other 2.5%

Housing Mix Share

House 67.4%
Apartment 20.3%
Other 12.3%

What a typical Temple home pays for electricity

Based on Temple's housing profile, a medium house with electric heat is the most common setup in the city. Priced at the average of every 12 month True Fixed plan in Temple, that runs about $1,879 a year, or roughly $157 a month, though the monthly figure swings with the season.

Use this as a reference point. If your usage is similar to the profile below and your bill is well above these numbers, you are probably overpaying.

Change the profile if yours is different.

Estimated yearly cost

$1,879

Sum of the four seasonal blocks

Average month

$157

Seasons swing above and below this

Season Usage Estimated Bill per month
Dec - Feb -- --
Mar - May -- --
Jun - Aug -- --
Sep - Nov -- --

The Real Cost of Gimmicky Bill-Credit Plans in Temple

Bill-credit plans are often advertised as having some of the lowest rates on the market. However, their actual cost depends heavily on how much electricity you use each month and whether your usage qualifies for the bill credit.

The table below provides average estimates based on different home and electricity-usage profiles. These figures are for informational purposes only, and your actual cost and potential overpayment may vary.

Use the filters to apply the plan’s actual charges and credits to different Temple housing and heating profiles over 12 months.

Estimated yearly cost

$1,864

Average month

$155

True yearly rate

13.7¢

Total annual bill divided by annual usage

Season Usage (kWh) Energy + delivery Base cost Bill credit Estimated bill Effective rate
Dec - Feb 1,200 $225.52 $4.06 −$125.00 $104.59 8.7¢
Mar - May 850 $159.75 $4.06 $0.00 $163.81 19.3¢
Jun - Aug 1,600 $300.70 $4.06 −$125.00 $179.76 11.2¢
Sep - Nov 900 $169.15 $4.06 $0.00 $173.21 19.3¢

Top 5 Reviewed Electricity Companies in Temple

Highest review scores among True Fixed providers currently listed for Temple.

Rank #1 Score 4.59/5
Spark Energy

Spark Energy

From 10.2¢ @ 1000 kWh

2 eligible plans

Rank #2 Score 4.53/5
Varsity Energy

Varsity Energy

From 11.6¢ @ 1000 kWh

2 eligible plans

Rank #3 Score 4.29/5
Cleansky Energy

Cleansky Energy

From 12.6¢ @ 1000 kWh

6 eligible plans

Rank #4 Score 4.24/5
Champion Energy

Champion Energy

From 13.4¢ @ 1000 kWh

4 eligible plans

Rank #5 Score 4.23/5
Constellation

Constellation

From 10.9¢ @ 1000 kWh

2 eligible plans

Best Time of the Year to Shop for Electricity in Temple

In Temple, the best time to shop for electricity is usually during the spring and fall. Those months often have lower demand, which can lead to better rates. Still, this is not a hard rule. Prices can change based on local weather, fuel markets, grid conditions, and broader supply and demand trends.

Another thing to watch is contract length. In the past, shoppers mostly saw 12, 24, or 36-month plans. Now it is common to see terms like 9, 13, 18, or 20 months. That matters because the length of your contract affects when you will have to shop again, and renewing during a high-price season can cost more.

If you want to be more careful, try to choose a plan that keeps your renewal date away from the hottest summer months or the most volatile winter periods. For example, if one contract would make you renew in August and another would make you renew in May, the May renewal may put you in a better shopping window. Sources that track Texas electricity shopping patterns consistently point to spring and fall as the more favorable seasons, while summer and deep winter tend to be riskier.

Weather also matters. Major heat waves and winter storms can put pressure on the market and increase price volatility, so it is usually better not to wait until right before a major weather event to lock in a plan.

You can review our historical Texas electricity rates to see how prices have changed over time.

Origin of the Plans on This List in Temple

Clear Energy Facts collects plan information in three ways:

1. Provider Websites
If a plan has the tag “Company Website”, it means the plan was found directly on the provider’s own website. You can access these plans through our link, or you can go directly to the company’s website yourself.
One important note: try not to use the sponsored links that appear on Google when shopping for electricity. Some providers show different rates depending on how you reached their site, including promo links, special landing pages, or paid ads.
For more information, see this article: Texas Electricity Promo Codes and Secret URLs

 
2. Power to Choose (PTC)
If a plan has the tag “PTC”, it means the plan is listed on Power to Choose, the official Texas electricity shopping website.
Even though you can access these plans directly on Power to Choose, we recommend using our link because we review, filter, and categorize them first. Many plans on Power to Choose are not truly fixed-rate plans, even if they may look attractive at first.
So if we tag a plan on this page as a fixed-rate plan, it means we have already reviewed it and confirmed that it is not a time-of-use plan, a bill credit plan, or another gimmick plan type.

3. Exclusive Plans
If a plan has the tag “Exclusive”, it means Clear Energy Facts has a direct partnership with the provider and can offer a competitive rate that may not be widely available on other shopping platforms.
These plans are still reviewed the same way as the others, and when we include them on our list, it is because we believe they are competitive options for shoppers in Temple.

Frequently Asked Questions about Electricity Rates in Temple

What is the best 12-month True Fixed rate in Temple right now?

The Cheapest 12-month True Fixed plan right now in Temple is True Power — True Value 12, with a rate of 11.3¢/kWh at 1000 kWh.

What is the average electricity bill in Temple for a studio apartment (electric heating)?

Priced at the average of every 12 month True Fixed plan in Temple, the estimated monthly bill for a studio apartment with electric heating is $72.79. That average includes the TDU delivery charges and assumes no provider base charge, so it works as a reference point: a similar home paying well above it is probably on an expensive plan.

What is the average electricity bill in Temple for a large house (electric heating)?

Priced at the average of every 12 month True Fixed plan in Temple, the estimated monthly bill for a large house with electric heating is $240.76. That average includes the TDU delivery charges and assumes no provider base charge, so it works as a reference point: a similar home paying well above it is probably on an expensive plan.

What is the average electricity bill in Temple for a medium house (gas heating)?

Priced at the average of every 12 month True Fixed plan in Temple, the estimated monthly bill for a medium house with gas heating is $144.88. That average includes the TDU delivery charges and assumes no provider base charge, so it works as a reference point: a similar home paying well above it is probably on an expensive plan.

How do I know if a plan I choose is a True Fixed plan in Temple?

If you find a plan that looks good on another provider’s website, in an online ad, or even on Power to Choose, you can still use Clear Energy Facts to double-check it.

First, download or open the plan’s Electricity Facts Label (EFL). Then compare it using our EFL Inspector: EFL Inspector .

This tool helps you tell whether a plan is truly fixed, a bill-credit plan, a free nights/weekends offer, or something else.

Which TDU serves Temple?

The primary TDU serving Temple is ONCOR. This TDU owns and maintains local delivery poles and wires, and also manages outage restoration.

How do I confirm the correct TDU for my address in Temple?

Check your current electricity bill or service paperwork for the delivery utility name. If you are moving, enter your ZIP code and address during enrollment to confirm the exact TDU.