Prepaid Electricity (No Credit Check, No Deposit)
Prepaid plans are an excellent alternative for Texans who don’t want a credit check or a deposit. They offer flexibility, whether you’re managing a tight budget, moving frequently, or simply want more control over your electricity usage and spending. Before you enroll, review the EFL (Electricity Facts Label) to understand energy charges, fees, and terms. At the bottom of this page, you’ll also find FAQs about prepaid plans.
Payless Power — Prepaid Electricity in Texas
PUCT # 10110
Payless Power offers prepaid, no-deposit service designed for quick starts and flexible budgeting. Fund a balance in advance and receive usage alerts to help track costs.
- No credit check and no large deposit
- Good for renters, students, and new arrivals
- Same-day connection may be available depending on cutoff time and meter provisioning
Always review the EFL and confirm energy charges, daily fees, and reconnection rules.
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2 plans found for CENTERPOINT ENERGY HOUSTON ELECTRIC LLC
6 Month - prepaid
Term:
6 months
Last Update:
November 13, 2025
Advertised Rates
1,000 kWh
19.10¢
500 kWh
19.10¢
2,000 kWh
17.60¢
Advertised Rates
500 kWh
19.10¢
1,000 kWh
19.10¢
2,000 kWh
17.60¢
12 Month - prepaid
Term:
12 months
Last Update:
November 13, 2025
Advertised Rates
1,000 kWh
19.70¢
500 kWh
19.70¢
2,000 kWh
18.20¢
Advertised Rates
500 kWh
19.70¢
1,000 kWh
19.70¢
2,000 kWh
18.20¢
Prepaid Electricity — FAQs
Quick answers about no-credit-check, no-deposit electricity in Texas. If you still have questions, reach out on our contact page.
- How does prepaid electricity work?
- With prepaid electricity, you pay in advance for the power you use. A small initial payment is required to start your account, and as you consume electricity, the cost is deducted from your balance. Clear Energy Facts recommends setting up automatic payments or alerts to avoid letting your balance drop too low. If your account reaches zero, your service can be disconnected, and reconnection fees may apply. Staying above your threshold ensures uninterrupted service and full control over your usage.
- Who can enroll or be approved for a prepaid electricity plan?
- Everyone is approved, no large deposit required. Prepaid electricity is available to anyone living within the Texas service areas covered by smart meters. There’s no credit check, no long-term contract, and no review of your credit history or past utility payments. All you need is a Texas address (whether you rent or own), a compatible smart meter, a payment method, an initial balance that applies directly to your usage, and an online account to track your consumption.
- How fast can I get connected with a prepaid plan?
- Most customers can get electricity the same day they enroll. Smart meters allow service to start within just a few hours once your initial balance is paid. Payless Power sends daily usage updates and balance alerts so you can track your consumption and avoid interruptions, all without deposits or long waiting times.
- Why choose a prepaid plan instead of a month-to-month variable plan?
- Even though most no-commitment variable plans don’t require a contract, they usually require a deposit, and their rates can increase suddenly due to market events. Payless Power offers something unique: the ability to enjoy a prepaid plan while locking in your rate for up to 12 months. This means you get flexibility and control, with the added peace of mind that your rate won’t change during that period.
- Are prepaid plans cheaper than fixed-rate plans?
- Usually they are not. Some prepaid plans have higher energy charges or daily fees. Compare the 500/1000/2000 kWh prices and read the EFL carefully. These plans are about 20% more expensive than the cheapest options in your area, but they offer greater flexibility and control over your electricity consumption.
- What fees should I look for in the EFL?
- Energy charge per kWh, TDU delivery charges, daily/monthly fees, minimum usage fees (if any), and reconnection or alert/notification fees.
- Can renters or short-term residents use prepaid electricity?
- Yes. Prepaid plans are popular with renters, students, and newcomers who want to avoid deposits and long-term commitments.
- What happens if my balance hits zero?
- If your balance reaches zero, your service may be disconnected, and reconnection fees can apply. It’s very important to avoid this situation by monitoring your usage closely. Always set up alerts and automatic payments (autopay) to prevent disconnection due to a low or depleted balance. Staying proactive helps you avoid unnecessary fees and ensures uninterrupted electricity service.
- Will my rate change during the term?
- Check the EFL. Many prepaid products still have a defined energy charge; daily fees and taxes apply. Confirm all components before enrolling.